A movement to celebrate the history and present day of Black home ownership in the Central District is taking shape with gatherings and signs proudly displayed in yards across the area’s neighborhoods.
Black Legacy Homeowners is a newly forming network of neighbors organizing to protect and grow their place in the CD and across the Seattle-Tacoma region.
“The Black Legacy Homeowner network is a collection of Black homeowners who are coming together, to provide resources to each other, so we can stay in our homes and stabilize ourselves,” Chukundi Salisbury, executive director for the organization, tells CHS. “We are trying to turn back the tide of gentrification and predatory development that seem to displace us from our homes.”
Part of the group’s mission is to push back on the misconception that Black homeowners are disappearing, a point that Salisbury says is not true.
“You have people that just did not know that there are a lot of Black people left who own property,” Salisbury said.
Salisbury, who was a candidate for office in the 37th district in 2020, created the network after lobbying the Office of Housing in 2021 to try to get concessions for Black homeowners around the Mandatory Housing Affordability program and its focus on increased development mostly in its already densest neighborhoods.
The primary center of the group is the Central District which has been a hub for Seattle’s Black community. It is a history shaped in part by neighborhood segregation around Capitol Hill and the Central District. In 2006, a group of University of Washington students discovered 126 covenants covering thousands of properties all over Seattle. The trove of documents reveals a shameful truth of Capitol Hill’s not-too-distant past: it was once neighborhood policy to keep the Central District black in order to keep Capitol Hill white.
Black Legacy Homeowners is about recognizing this history but also growing and protecting the communities that have been shaped and lived beyond it.
Earlier this year in the spring, Joy Hollingsworth, as she began her run for the District 3 seat on the Seattle City Council, joined Black Legacy Homeowners in hopes of protecting her grandmother’s old house Hollingsworth calls home. She had known about the group through her knowledge of Salisbury and his family.
“We’re thinking about displacement,” Hollingsworth says. “Being able to create generational wealth opportunities for people to pass their house down to their kids and their grandkids. I’m all for it because I’m a beneficiary of my grandmother, keeping her home and passing it down.”
Residents of the Central District have experienced predatory lenders approaching their homes.
“I get offers all the time — predatory lenders’ cash offers,” Hollingsworth said. “I’ve had people come to my house and drop off contract signs saying ‘just sign here,’ and ‘we’ll pay you this.’ There are emails, handwritten letters, even phone calls, especially in COVID, where you thought you were siloed.”
The Black Legacy Homeowners group says it exists to connect communities and to help homeowners fend off predatory offers. The group connects twice a month at the Royal Esquire Club in Columbia City. The first event of the month is an educational event where a guest speaker is invited to speak on topics relevant to Black homeowners. Salisbury said the King County Assessor recently came to a meeting to talk about how to interpret property tax.
The second event is a happy hour where members can network in a safe space and share information about what they’ve learned recently, or discuss a problem they may be encountering.
“When you talk to other folks and everyone’s got the same email or letter you realize it’s happening all the time,” Hollingsworth said. “There’s some people that unfortunately lost their house, so a lot of the predatory lending and buying of homes.”
Newly elected to the Seattle City Council, Hollingsworth is limited in what she can say right now about her plans for the office and legislation in the coming years but the experience around BLH will be a key component of how she thinks about many housing and development policies. She knows she will have more power to help enact change for the Black Legacy Homeowner community.
For now, Salisbury has grown an organic network based on personal communication. He has focused on meeting the communities he is trying to reach instead of using the media to send his message.
“One of the reasons why it’s been so successful is because it is neighbors calling neighbors and we go door to door knocking,” Salisbury said. “Once we get one person that lives in that block, they’re going to the rest of the block and knocking on those doors and so our strategy has not been one of media coverage, it’s been this organic thing that is by Black people for Black people.”
Salisbury says the effort is working.
“People wanting to network and we’ve even had white neighbors who are super excited to tell their Black neighbor ‘hey, they’ve got this Black homeowner network, you should be a part of it,’” Salisbury said.
He also feels the signs surrounding the Central District are a positive mark of change in the city. As the network of Black Legacy Homeowners grows so too will awareness of redling and predatory lenders.
“Every time you see a great deal on a remodeled or flipped house, remember they’re selling it for more than it was purchased for,” Salisbury said. “Remember that there is often someone on the other side and it’s somebody’s broken dream.”
Black Legacy Homeowners meet twice a month at the Royal Esquire Club in Columbia City. Learn more at blacklegacyhomeowners.org.
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What is Joy going to do about black renters? I’d like to see action protecting them over the privileged.
we just had an election. the people have spoken.
Check that turnout rate again buddy.
What is predatory about someone wanting to buy your house? If you don’t want to sell, just say “no”. If the price is right, and you want to, go for it. There seems to be some notion out there that black folks are being coerced, pressured or tricked into selling their houses. They are selling because someone is offering them a good price.
if you read the quote, she says “predatory lenders’ cash offers.” Lenders are often predatory and there are plenty of ways their offers could be too. They prey (hence predatory) on people who, like many long-term owners, may not know the value of their home or can otherwise be taken advantage of.
That doesn’t make sense either. A lender (someone who gives a mortgage) and a home buyer (or flipper) are different roles.
Other than the importance of knowing the value of your home (possible with an internet search or a call to a real estate agent), I agree with shawn. Calling an offer to buy a home predatory is just a victim mentality.
Racist practices, historic and present, have made Black homeownership more difficult, and Black homeowners more vulnerable. there’s lots of research explaining the different factors underlying these issues including this recent report from the WA State Dept of Commerce.
There’s also the issue of unethical people targeting elderly homeowners and misleading them into sales or just stealing their homes. This isn’t exclusive to Black people obviously – but it has impacted elder Black homeowners in the CD.
Anyways weird to have such salty comments on a post that’s about building knowledge and capacity of people to combat predation that’s been particularly targeted.
https://www.commerce.wa.gov/wp-content/uploads/2022/09/Homeownership-Disparities-Recommendations-Report-FINAL-Sep2022.pdf
“Researchers have also found that predatory lending products are marketed more frequently to BIPOC households. These types of products include loans with high fees, high interest rates, or terms like “pre-payment penalties, interest-only periods, negative amortization, balloon payments, or terms longer than 30 years.”These riskier financial products make homeownership less secure and more expensive for BIPOC households compared to white households.”
No, believe me it really is predatory… I’m not black, but I do own a home on the edge of the Central District. I’ve received all of the same. They are usually high pressure, tell you that they have a buyer who needs to buy immediately.. tell you that they offer the highest prices, blah, blah… I also got a very official looking ‘contract’ delivered via Fed-X, with nice yellow stickies on it right where I was to sign…. It was most certainly designed to fool a person. Fortunately I’m not old, I don’t have any memory problems and am well aware of scams, so I immediately saw it for what it was, but I can imagine that unscrupulous brokers have acquired property with these tricks, or they wouldn’t keep trying them.
Agree completely. Just like all over the city, black homeowners in the CD are taking advantage of the significant equity that has built up over the years, and this creates “generational wealth” for their family. They are not being “pushed out” as some allege.
I get offers all the time to buy my little home. It’s annoying, but do I feel pressured? No.
Shawn, please read up on “redlining”
Irrelevant. If you’ve been redlined, you don’t own your home.
Thank you for your coverage of our work.
Chukundi Salisbury, thank you for the work you do. You seems to be always out there doing something meaningful and positive… year after year.
In Seattle it seems people like to talk about what needs/should be done. You get out there and do it.
This is great! If you can hold on, hold on. To those dissing people that have sold, ease up. I get offers all the time for thousands of dollars but extremely below market. If you need bucks, thousands of dollars will seem attractive. We need to get info out to people where, if they want to sell they get the best market price. And yes this kind of buying can most definitely be predatory.
The demographics of this neighborhood has evolved over the years, multiple times. The CD was predominantly white, then had a sizable Japanese population, then Black and now my neighborhood is rather diverse. How would people see this if my neighbors all put signs up identifying their race/ethnic group? Should one put up a Japanese Owner sign? Should others flag theirs is owned by Whites? Should I get one that says Proud Brown (actually, I’m beige) Homeowner? I’m not sure who this is helpful to and if someone wants to sell their home at an enormous profit (many of my neighbors bought their homes for >$50k and could easily get >$1M today, how exactly are they being preyed upon?
While it was diverse as you said, only one group was REDLINED in. That is the difference. This is not hard to understand.
Native American, Japanese, and Jewish people were also redlined. These restrictions also appeared in many property covenants. Were African Americans the most redlined? I would assume so, but to say they are the only community redlined is factually untrue.
Related info, Liberty Bank had four founding members: two African American, one Japanese American, and one Jewish American.
Thank you for covering our work!